Answer: After 05-04-18 when it’s a loan. Time flies – or so it seems. The New Year has barely started and now it’s nearly March – which means that the start of the financial year is just around the corner. This can be important to many of us because the UK government normally introduces changes […]
A recent analysis by the DWP found that millions of people are failing to claim benefits they are entitled to, leaving nearly £13 billion pounds a year unclaimed. Could this include you? The poor take-up rate could be influenced by the stigma many people feel about taking welfare benefits. The public vastly overestimate the numbers of people ‘claiming falsely’ or ‘committing fraud’. […]
Citizens Advice can help people deal with the effects of problem gambling. While these include the more obvious issues like debt problem gambling can also affect relationships as well as having an impact at work and again Citizens Advice can help. However while CAB advisers can provide much needed support, they cannot help problem gamblers […]
According to the latest figures published by the Gambling Commission it has been estimated there are around 430,000 problem gamblers in Great Britain with almost 2 million more people being considered ‘at risk’ based on their gambling behaviour. You may well ask, what is ‘problem gambling’ and what has it got to do with Citizens […]
A wise person once said, ‘When you are up to your neck in alligators it is sometimes difficult to remember that your reason for being there in the first place was to clear the swamp.’ In other words dealing with problems we encounter every day sometimes means we can lose sight of the bigger picture – […]
Citizens Advice is warning people who have decided to join a gym, health club or fitness studio as part of a get-fit-in-2018 new year’s resolution to beware of ending up out of pocket. The warning comes after data collected by the Citizens Advice Consumer Helpline revealed that advice had been given to people with 3,500 […]
Will your next credit card bill, remind you of how generous you were with your Xmas spending? Did you spend more than you intended because your credit card company raised your spending limit without being asked to do so? After all, they would surely only have increased your limit if they were confident you could […]
One of the reasons the government introduced Employment Tribunal fees in July 2013 was that it would reduce the number of “mailicious and weak” cases brought to a Tribunal. In other words people would think twice about taking their case to a Tribunal if they had to pay for the privilege (between £390 and £1,200 […]
The word ‘so’ has a number of uses in everyday language – perhaps surprisingly so (there it is again) given that it only has two letters. ‘I decided to walk so that I could get some exercise’ and ‘I knew I could only carry on for so long without regular exercise before my health was […]
Xmas is generally recognised as a time when relationships can experience difficulties, leading to increases in the number of people seeking advice in January on getting a divorce. While some couples manage to resolve their differences without outside help many turn to Relate which supports single people with relationship issues as well as cohabiting couples, […]