If you are finding living costs a big challenge, we can help you: Check what benefits you’re entitled to Get help with your energy bills Work out your budget Visit our national site for advice Contact Citizens Advice Waverley for free advice if you need help with a range of everyday issues such as benefits,[…]
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Debt & Money
If you are struggling with debts, we can help you make a plan to pay it back Our national website has advice and sample letters to support you. Discover more about the topics below: Work out what you can afford to pay Work out how much to pay each creditor Write to your creditors Stay[…]
If you are you paying for a mortgage our website has lots of advice to help you manage and stay in control of your payments Even if you’re not struggling to pay your mortgage, you’ll want to make sure you stay in control of your payments and not run into trouble. Visit our national page[…]
Citizens Advice has found that 65% of people who we see who are on pre-payment meters because they are IN DEBT to their power supplier, are either disabled or have a long-term health condition. This compared to 33% who have no disability or health problems. Brian* came to us to ask what he should[…]
DON’T PANIC! There are many ways we can help you deal with your debts
Campaigns, Debt & Money, News Jan 02, 2023
Finding it difficult to pay your credit card bills? Now is the time to make a resolution to sort out your finances after Christmas spending. When you’re in debt, the future can feel scary. But it doesn’t need to be. It is an exceptionally challenging time for people. Nationally, Citizens Advice helps two people every[…]
Digital disadvantage and exclusion in the energy market
Campaigns, Consumer, Debt & Money, News Nov 16, 2022
Digitally disadvantaged consumers are at much higher risk of loyalty penalties “Digital services are revolutionising many areas of our lives. They provide new products, more choice and tailored experiences for consumers, and can reduce operational costs for businesses. But in a world where services are increasingly delivered digitally, people who are digitally disadvantaged can struggle[…]
Citizens Advice says banks must show understanding, as interest rates increase
Campaigns, Debt & Money, News Nov 16, 2022
Research by Citizens Advice* shows that: One in four mortgage holders couldn’t afford to see mortgage payments rise by £100 a month Almost half (45%) would be unable to afford an increase of £250 a month. *Ref: Morgan Wild, Head of Policy at Citizens Advice ________________________________________________________________________________________________ Citizens Advice says banks must show understanding, as[…]
Are you aged 50 or over and want to understand your pension options? Pension Wise is a service from MoneyHelper, backed by government. They offer free, impartial guidance to over 50s and explain the options to take money from your pension pots. Pension Wise offers free and impartial guidance. Discover more at the Pension Wise[…]
It’s that time of year again – the weather’s getting colder and we should be putting on the heating. If you’re struggling to pay your energy bills, our advice can help you find a way forward. Visit our national website to discover more about these topics: Agreeing a payment plan with your supplier Pay[…]
What is an energy tariff? How does the Energy Price Guarantee affect your energy bills?
Campaigns, Consumer, Debt & Money, News Oct 28, 2022
Read more if you’re worried about your energy tariff and how the Energy Price Guarantee affects your energy bills. The cost of energy has gone up. This means the price you pay for gas and electricity might have gone up. There are two types of tariff – a default tariff and a fixed-rate tariff. If[…]
Struggling to afford your energy bills or top up your prepayment meter?
Benefits, Campaigns, Debt & Money, News Sep 02, 2022
Are you struggling to afford your energy bills or top up your prepayment meter? You can get help if you’re struggling to afford your energy bills or top up your prepayment meter. You might be able to take advantage of certain benefits, grants and help offered by the government and energy suppliers. Discover more[…]
If you’ve stopped repaying your debts, a creditor may take action
Campaigns, Debt & Money, News Jul 22, 2022
If you’ve stopped repaying your debts, a creditor may try to take you to court to order you to pay back the money you owe. We can help you sort out your finances! At our national website, we explain the different ways you can be ordered to pay back the money, including how to prepare[…]
If you need financial help, use a benefits calculator to check what you could get. Through just a few simple steps you can see how much benefit you are eligible for and how much better off you might be in work. You can also see how changes in your household budget can affect your income.[…]
Have you heard about the Energy Bills Support Scheme?
Benefits, Campaigns, Consumer, Debt & Money, News Jun 22, 2022
Have you heard about the Energy Bills Support Scheme? The government will give every household £400 of their energy bills. And you may be entitled to more if you claim certain benefits. If you’re struggling with living cost and if you don’t have enough to live on, you might be able to get help[…]
Struggling with the cost-of-living increases?
Benefits, Campaigns, Consumer, Debt & Money, News Jun 01, 2022
Struggling with the cost-of-living increases?… You are not alone At the end of March Citizens Advice research revealed that around 5 million people would be unable to pay their energy bills from April even accounting for the support the government had already announced. This number was expected to almost triple to 1 in 4 people[…]
