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26th May 2016 by Norman Davies in Campaigns
Are you entitled to National Living Wage?
Most people who work are entitled to get paid at least the National Minimum Wage. This includes casual workers, people on zero hours contracts and agency workers. If you are 25 or over and are entitled to the National Minimum Wage, you should now be entitled to the higher rate of £7.20 per hour (before tax) called the National Living […]
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4th May 2016 by manager in Campaigns
A Sense of Fair Play
A fair day’s pay for a fair day’s work. A reasonable basis for any employer-employee relationship. However, Citizens Advice is finding an increase in instances across the country of confusing working hours, poor administration and legal loopholes leading to workers being underpaid and in extreme cases not paid at all. Citizens Advice helped clients with […]
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14th April 2016 by Norman Davies in Campaigns
If you are under 25, you aren’t entitled to the National Living Wage
There is no definitive explanation as to why the First of April is associated with hoaxes and fools, a widespread tradition which goes back hundreds of years. Some historians have suggested it originated in the Middle Ages, when people who continued to celebrate new year’s day at the end of March were ridiculed because it […]
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6th April 2016 by Norman Davies in Campaigns
Money for Nothing when Nothing is what you end up with
Now look at them yo-yo’s that’s the way you do it You play the guitar on the M.T.V. Money for Nothing. Dire Straits Many people with decisions to make about investing money for pensions encounter opportunities far less daunting than playing the guitar on MTV which apparently offer money for nothing. The sensible way to […]
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31st March 2016 by manager in Campaigns
To Switch or Not to Switch
When the Dalai Lama said ‘Conversion is not my intention […] You may develop some kind of confusion or difficulties’ he was talking about people changing their religion not their energy supplier. The government is keen for us all to overcome confusion and become expert energy shoppers and there are certainly financial benefits available to […]
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15th March 2016 by Norman Davies in Campaigns
Have you been Subscription trapped?
“I went window shopping today. I bought five windows.” Tommy Cooper Window shopping must have become more common in recent years as consumers took the opportunity to physically examine goods in shops before buying them more cheaply on line. However, the undoubted advantages of Internet shopping bring with them pitfalls of which we should all […]
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21st January 2016 by Norman Davies in Campaigns
Universal Credit – What will change? How can you get ready?
In response to the Chancellor’s Autumn Statement, Gillian Guy, Chief Executive of Citizens Advice said ‘ The change to tax credit cuts is a welcome relief, but more changes to Universal Credit are yet to come. It is important people can access help and support so they can plan their finances in order to adapt.’ […]
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17th December 2015 by Norman Davies in Campaigns
Switching our suppliers
It has been said that competition brings out the best in products and the worst in people. One of the main reasons behind the privatisation of energy companies was that it would supposedly lead to improved quality and lower prices as a result of competition. Energy Companies will only compete if they know that customers […]
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2nd December 2015 by Norman Davies in Campaigns
Feeling Blue after Black Friday left you in the Red?
Black Friday: because only in America people trample each other for sales exactly one day after being thankful for what they already have. (Anon) There are a number of theories as to why the day after the U.S. Thanksgiving holiday is known as Black Friday. For retailers it is an opportunity to tempt us to […]
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28th November 2015 by Norman Davies in Campaigns
Annuities for Sale
You load sixteen tons, what do you get Another day older and deeper in debt Saint Peter don’t you call me ’cause I can’t go I owe my soul to the company store. If you are retired you obviously managed to avoid a career like the one described by Tennessee Ernie Ford when he composed […]
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