Citizens Advice is warning people who have decided to join a gym, health club or fitness studio as part of a get-fit-in-2018 new year’s resolution to beware of ending up out of pocket. The warning comes after data collected by the Citizens Advice Consumer Helpline revealed that advice had been given to people with 3,500 […]
Have you ever queried an item of expenditure on your credit card account only to find that it was for the renewal of a subscription you hadn’t realised you had signed up for? You may have been the unwitting victim of a subscription trap. This is one of a number of ways you could end […]
There is no definitive explanation as to why the First of April is associated with hoaxes and fools, a widespread tradition which goes back hundreds of years. Some historians have suggested it originated in the Middle Ages, when people who continued to celebrate new year’s day at the end of March were ridiculed because it […]
Are you a micro-employer – employing at least one, but fewer than 5 people? These can be people who work for you in a shop or other place of work, or in your own home, such as a nanny, carer, cleaner or personal assistant. You need to be clear if you are an employer because […]
CHRISTMAS IS COMING AND WE ARE BUYING PRESENTS VIA THE INTERNET, TELEVISION, MAIL ORDER, PHONE OR FAX. THESE METHODS ARE KNOWN AS DISTANCE SELLING BECAUSE YOU DO NOT HAVE FACE TO FACE CONTACT WITH THE PERSON YOU ARE BUYING FROM What happens if you get the statement for your payment card and there is an […]
ARE YOU FINDING IT DIFFICULT TO GET COMPENSATION FROM A TRADER? YOU MAY WANT TO CONSIDER TAKING THEM TO A SMALL CLAIMS COURT The most common types of small claims are: Compensation for faulty services provided e.g. by buildrs, dry cleaners,garages etc. Compensation for faulty goods e.g. televisions or washing machines that go wrong Disputes […]
Sunshine is delicious, rain is refreshing, wind braces us up, snow is exhilarating; there is really no such thing as bad weather, only different kinds of good weather. John Ruskin (1819-1900) The weather is one of a number of factors that can make a holiday go with a swing. For many of us a package […]