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Debt
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25th October 2018 by Norman Davies in Campaigns
Politicians, Bailiffs and Household Debt
It is hardly surprising that most of us have such a low opinion of our politicians, given the way they present themselves in the media. Thankfully, the business of governing the country is carried out away from the glare of publicity, mainly in Parliamentary Committees. Petty political differences are normally set aside by MPs sitting […]
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31st May 2018 by manager in Campaigns
The hidden perils of living in Surrey and how you can help
As reported in this newspaper earlier this year, according to the annual Halifax Quality of Life Survey the best place to live in 2017 was Hart District. Waverley followed closely behind within the top ten. This means that based on residents’ health and life expectancy, well-being, earnings, employment, a low crime rate and (relatively) good […]
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28th March 2018 by manager in Campaigns
How we helped Margaret
How we helped Margaret Almost everyone has heard of Citizens Advice, but far fewer understand the tremendous positive impact our work can have on people’s lives. The following story is a based on typical events that we regularly see across Waverley. *Margaret came into the office looking tearful and grasping a handful of papers. […]
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1st February 2018 by Norman Davies in Campaigns
Gamblers-Out of Luck Part One
According to the latest figures published by the Gambling Commission it has been estimated there are around 430,000 problem gamblers in Great Britain with almost 2 million more people being considered ‘at risk’ based on their gambling behaviour. You may well ask, what is ‘problem gambling’ and what has it got to do with Citizens […]
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4th January 2018 by Norman Davies in Campaigns
Xmas Debt-Easy to Get. Regulation Required.
Will your next credit card bill, remind you of how generous you were with your Xmas spending? Did you spend more than you intended because your credit card company raised your spending limit without being asked to do so? After all, they would surely only have increased your limit if they were confident you could […]
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5th October 2017 by Norman Davies in Campaigns
Pre-Action Protocol for Debt Claims Comes into Force
Surviving on a low income is difficult wherever you live. If your expenditure exceeds your income you may find yourself in debt. Locally, regionally and nationally, debt comes second (behind Benefits) in terms of issues for which people seek help from Citizens Advice – a situation unlikely to improve any time soon. This applies to […]
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28th September 2017 by Norman Davies in Campaigns
Credit Card Bonanza Creates Crippling Debt
Attitudes to debt have certainly changed in the last fifty years or so. For most of the twentieth century, getting into debt was still widely regarded as being slightly shameful and getting a loan from a bank was like getting blood from a stone. While bank managers can no longer behave like Mr Mainwaring from […]
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17th August 2017 by Norman Davies in Campaigns
‘I owe, I owe so off to work I go’ (with apologies to Snow White and the Seven Dwarfs)
The definition of a trillion varies across different countries. Whichever one you adopt, it is still a huge number way beyond what most of us can imagine. So, the fact that at the end of June 2017 people in the UK owed £1.545 trillion (source: http://themoneycharity.org.uk/money-statistics/) means we collectively owe an awful lot of money – […]
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10th August 2017 by Norman Davies in Campaigns
Gambling is so Easy
Do you gamble? According to the results of research published in March of this year by the Gambling Commission, during 2016 almost half of us (48%) did in the previous four weeks. This figure includes around 15% who only gambled on the National Lottery. You may not be surprised that 17% of gamblers choose the […]
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2nd December 2015 by Norman Davies in Campaigns
Feeling Blue after Black Friday left you in the Red?
Black Friday: because only in America people trample each other for sales exactly one day after being thankful for what they already have. (Anon) There are a number of theories as to why the day after the U.S. Thanksgiving holiday is known as Black Friday. For retailers it is an opportunity to tempt us to […]
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